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PIN- (Personal Identification Number) Used by a card holder to authenticate card ownership for ATM or debit card transactions. The card holder enters his/her PIN # into a pin pad. Customers PIN is required to complete an ATM/debit transaction.

Pin Pad- This device is used in conjunction with a terminal when processing debit sales to insure authorized usage. The pin pad will ask for the customers secret 4 digit # during the sale.

POS- (Point Of Sale) the place and time of which a transaction occurs. This term refers to the devices or software used to capture transactions.

Processor- This is the company that processes the merchants batch and submits them to FDR for settlement.